As of 10/5/19 the ratio is currently: $1:30m-40m
$5 = 150m-200m
$10 = 300m-400m
$20 = 600m-800m$
$30 = 900m-1.2b
$50 = 1.5b-2b
$100 = 3b-4b
Lets look at the PGC values.
$5 pgc = 1500 bit
$10 pgc = 3600
$20 pgc = 7800
$30 pgc = 12000
$50 pgc = 21000
$75 pgc = 32700
$100 pgc = 50000
In other words, if you donate big amounts -->
$5 = 1500 bit
$10 = should be 3000 bits but its 3600 bits
600 bits increase, ie ~20% BONUS bits for donating more
The extra amount is never charged when selling PGC. Why??? You just lost out on ~20% sales of credit AND bits. Why? The F2P (and maybe yourself, the seller) don't appreciate or understand the value of PGC.
It gets more extreme.
$5 pgc = 1500
$50 pgc = 15000 + 6000 = 21000
$100 pgc = 30000 + 20000 = 50000
You lose out on 20000 bits worth to sell on $100 PGC, WHICH THEY WILL USE FOR GATCHA WITHOUT A DOUBT. That's 11 pulls of x10 for gatcha. YOU DIDN'T PROFIT OFF ANY OF THAT. They will use that profit and burn through more bits by buying more from you while potentially making a profit in the process. Put into other ways of looking at it; you lost: $50 PGC, 20k bits, about (PGC:credits ratio)1.5-2 billion credits or (bits:credits ratio) 2.1-2.8 billion credits.
You are always getting ripped off selling pgc unless you charge with bits ratio. JUST RUN GATCHA AND SELL IT YOURSELF! Go flood that Black Market! IF YOU DO PGC:CREDIT RATIO YOU ARE GETTING RIPPED OFF BECAUSE OF THE BONUS BITS! This is because of the current blanket ratio values with PGC. It DOES NOT account for the increases in bits, only the PGC value.
What is the bits ratio?... Well they make quite a profit off PGC sellers due to the bonus bits that is never accounted for!
The best approach for PGC sellers! This is the golden ratio:
$5/1500bits = $1:300bits
300 bits: 30-40m
As opposed to the blanket PGC ratio which does not account for the bonus bits
$1:30-40m
This new ratio takes into account the extra bits.
The math done for you:
m = million, b= billion
$5 pgc = 1500 bits = 150-200m
$10 pgc = 3600 bits = 360-480m
$20 pgc = 7800 bits = 780-1b40m
$30 pgc = 12000 bits = 1.2b-1.6b
$50 pgc = 21000 bits = 2.1b-2.8b
$100 pgc = 50000 bits = 5b-6.66b
Compared to pgc:credits $1:30m-40m
$5 pgc = 1500 bits= 150m-200m
$10 pgc = 3600 bits= 300m-400m
$20 pgc = 7800 bits = 600m-800m
$30 pgc = 12000 bits = 900m-1.2b
$50 pgc = 21000 bits = 1.5b-2b
$100 pgc = 50000 bits = 3b-4b
See how much you're losing?
Why does this matter?
When the new gatcha comes out suddenly everyone wants your PGC. Why? Because the value of costumes is usually in a high demand, low output ratio. In other words, they are potentially making huge profits off of you. You're the one losing out here.
Currently the norm is to use the PGC:credit ratio instead of bits:credit ratio. You're the one losing here on the bonus bits. You could've pulled more gatcha to sell!
Seriously, just run the gatcha yourself if you need credits unless you do bits:credit ratio.